157 cHoemn cpea, rwe de tcoa ni tnsost ms ua pl l pe ro rpt eoeur rs swehc oe nn dt hhey pmoat hr kees ti ss (hHa 1r eB )o fi ns mw ahlilc hC RwAes pi so shi ti gthheart. with a higher market presence of a small CRA, large CRAs tend to report better rf oa rt i tnrgasn ct hhaens rsamt eadl l bCyR MA so. oWd ye ’ sa catnuda lDl yB fRi nS d; otnh aatv tehr ae goep, pMoosoi tdey e’ sf freactti ni sg smaorree wl iokresl ye when the market share of DBRS is higher. Chapter 4 - Intensified Competition and the Impact on Credit Ratings
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